The British Airways American Express Premium Plus Card

To help you get the most out of your Credit Card we encourage you to understand how the Account works, including the following:

The minimum monthly payment will be the highest of: �25 (or the amount owing if less); or any interest or fees plus 2% of the remaining balance. This Credit Card is not intended for long-term borrowing; paying the minimum payment will cost more and takes longer to clear your balance.
Missing a payment incurs charges, and can impact your credit rating, making it difficult or expensive to get credit in future. Failure to keep up repayments could result in: the cost of your debt growing; legal action (and associated costs); or a charging order resulting in repossession of your property.
To maintain any promotional interest rate, keep payments up to date and stay within the credit limit. Interest rates, fees and charges may be increased (if there are changes in your circumstances or our costs). Some types of Card use are more costly (e.g. cash withdrawal).
You can withdraw from this Agreement by contacting us up to 14 days after the day you receive your Card.

To permanently delete your application without keeping any of the information you have entered on file with American Express, select cancel application here at any time.

IMPORTANT DOCUMENTS

It is important that you read and keep a copy of these documents before you apply

Terms and Conditions
Product terms and conditions, which includes details of how we will use your personal information. We may use and disclose your personal information as described whether or not your application is accepted.
Standard European Consumer Credit Information and Additional Explanations
Key features, costs and important legal aspects you need to know.
Insurance Documentation
The policy summary and terms and conditions of any insurance provided with the product.
Summary Box
Summarises the key financial terms of the product.
Guide to Lending Code
An introduction to the standards you can expect from Lending Code subscribers.

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